Affiliate Marketing Secrets

I applied for financing for a medical procedure I want to undergo because I don’t have the money to pay it all at one time and prefer to pay it off little by little every months for the next couple of years.
The financing company says it will check the following:
“Information we receive from you on credit applications, driver’s licence, and other forms, such as your name, address, assets, and income;
Information about your transactions and experiences with us and our affiliates such as your account balance and payment history; and
Information we receive from consumer credit reporting agencies or other outside sources, such as information regarding your creditworthiness and credit history.”
I think I won’t have any problem for anything except..I am wondering about my credit history. I have one visa card only and I am doing ok. I am paying it off entirely practically every month.
BUT one time I went to shop at Sears and you know when they ask you if you want a HBC master card, I said fine. I never received that master card…just some other kind of plastic card (but it’s not written master card on it. I think it’s some kind of member card or something.) And I decided not to use it so I cut it and threw it in the garbage. I do receive letters now about that saying I have to pay..I guess some kind of service fee. Which I always ignored. Now I have been receiving phone calls too, which I ignored too.
Is this gonna show up on my credit check? The amount they want is like 130 dollars I think. It’s not a whole lot.

an answer for an ecology project please.

I just got a letter in the mail from chase that offers me a $150 bonus when I open an account with them. I currently do not have an account with chase but was planing on opening one. I feel though as if there is something sneaky with this such as I get this money deposited and then get charged it all back for keeping the account open.
Heres what it says
Bonus/Account Information — To qualify for the bonus you must open a new qualifying Chase checking account with a $100 minimum deposit of new money (money not currently held by Chase or its affiliates) within 60 days of account opening. Bonus will be automatically deposited into your new account within 10 business days after the $100 minimum deposit is made. Bonus is not considered part of minimum opening deposit. For new interest-bearing checking accounts, the Annual Percentage Yield (APY) is effective as of 5/6/11. The APY is 0.01% for all balances in all states. Interest rates are variable and subject to change. Fees may reduce earnings on the account. Limit one checking account-related bonus per customer, per calendar year. Offer not available on account conversions or in combination with any other offer. Checking account must remain open for a minimum of six months or the bonus amount will be debited from the account at closing. Account is subject to approval. Account is subject to approval. Bonus is considered interest and will be reported on IRS Form 1099-INT.

Over the past few months I’ve been confused as what I want to do as a career. I’m 18, recently left education and am currently unemployed. After a recent scare where my mum was emitted to an ICU, I think I’ve finally found my “niché” so-to-speak.
I honestly believe this is what I want to do. I spent every day in the ICU unit for 5 weeks, and learnt alot. I know it’s a stressful job and the 12-hour shifts are long, but I know I could do it.
My mum is finally home and I want to pursue this career path but I have no idea where to start as I don’t know what qualifications are required for this kind of position. Can anyone help me out? Thanks.

A friend of mine has been using youtube, business cards, and her website to sell electronic cigarettes online as well as a direct link to her website review. I want to learn more about electronic cigarette affiliate programs in general. What are the trusted, high caliber, quick payout, high converting e-cig programs out there? Reviews of electronic cigarette affiliate brands are welcome but please keep spam at a minimum.

an answer for an ecology project please.