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Should I Apply For In-school Deferment?


Here’s my situation…
I am taking courses at a community college for an RN program with an affiliated school of nursing
I have one more semester of regular classes before I can start my clinical/nursing courses…
Until now I have received a full pell grant due to my parents lack of income. But now I file as independent, and I only qualify for $450 per semester. I want to pay this last semester out of pocket and save taking out loans for once I get to the Nursing school it’s self.
I currently have 3 loans from a previous school out threw sallie mae for around $6500 all together and I am making the minimum monthly payments. I don’t want to stop paying them as I want to pay them off as soon as possible but I also want to save money….
sooo do you think I should apply for in school deferment and just pay the interest or just I just keep it as it is….
would I technically save money in the long run if I apply for deferment and make payments anyway or does it even matter>
any advice helps thanks!

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How To Hide High School Record?


Hello,
I was recently expelled from my high school for an offense I did not commit (tampering with school records via electronic equipment). I was a sophomore last year and lately I’ve been thinking of applying to colleges as a home school student as I was unhappy with my previous school’s academic program as it was and wish to continue my intellectual passions separately. My academic record from that school is also spotty and I do not believe it reflects my true capabilities. Revealing my transcripts and student records from this school will no doubt set me back a far way when it comes to college admissions.
I’ve been looking into ways in which I can ensure that colleges will not be able to find out I previously attended that high school if I decide to apply as a home school student or to switch to another school in a different county and district.
I’ve been looking into things such as FERPA blocks, but these still seem to allow college admissions counselors and others affiliated with universities to access my records.
Intuitively, it doesn’t seem possible that any college would be able to find my records in unreported schools or would even have the incentive of doing so given the means.
I also do not wish to be dishonest, but at the same time I also have high aspirations which I do not believe should be tarnished due to school records.
Thank you for your help!

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