Tag Archive | "bullshit"

I Have No Credit….i’m 30 Years Old…..whats A Good Secured Credit Card To Apply For?


I am looking for a good and decent secured credit card that suits my needs. Auto bots and spammers with bullshit offers that are looking to rip-off people like me need not apply.
this is what i’m looking for in a card….
-must have reasonable or awesome interest rates.
-none of those EXTRA b.s. fees you’ll find in cards that are looking to rip people off.
-must report to the three credit bureaus often.
-card must turn into a unsecured credit card within a certain amount of time. (the sooner the better.)
Since i don’t know of any good companies out there, which card would you guys recommend that meet some or all of my criteria that you may or may not have personal experience with?? I need specific banks that you are aware of. Those answering may not work or be affiliated in some way to the benefit of these banks. Only consumers and finance gurus may respond.

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I Know That I Don’t Know Anything?


i just realized today, that I don’t know who I am. I don’t know what I want. I got my college degree, now what? Settle down, cut out a niche of mediocrity for myself and just exist? I feel like I am meant to do something, but I don’t know what it is. I look at all these people with their cars, and iphones and I feel sad that people think that these toys are what happiness is. This bullshit materialism controls almost everyone, we trap ourselves with all these possessions, its like we are digging our own graves. Is this what life is? Just hoarding as much **** as possible? For what, we still all rot in the ground in the end, kings and beggars.

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Masters Degree Unfair Treatment: What Should I Do?


i’m getting my masters at a prestigious university (top 20 according to those bullshit us news and reviews rankings). the 3 semesters of courses + thesis degree is through the medical school and requires my thesis to be done in a foreign country. we had two options: do a semester abroad through the school (do classes at abroad university and complete thesis with the abroad institution- it’s affiliated with out school for a joint program) or take all the classes here, and go abroad just for the thesis.
my issue is this. i chose the university because i liked the all inclusive semester abroad program. i applied for the semester abroad the moment the window opened- i was super excited and had my advisor review my application before submitting. months to go by- no acceptance, while my peers have been accepted. it turns out they lost my application (i was the FIRST person to submit it) and i was denied the opportunity because i was asked to resubmit, months after the deadline when the program was closed. after rearranging my schedule because the second semester is about to start, i find out i am denied entry into the program because of “grades”… bullshit. i passed all my classes, while not stellar, with B+s. my concentration leader lost my application and i feel like she’s trying to cover up for it. i filed a complaint with my advisor and found out my complaint was bounced around the department, and got back to the woman (the head of department) who lost my application in the first place. today, i was just denied the travel grant to do my thesis abroad (after having THIS application reviewed and okayed by my advisor too). the head of department approves the grants, and she denied me after i started an informal departmental investigation into the matter of losing my semester abroad application. she’s also my professor in one of my classes, and she is trying to fail me.
i know this sounds like “she’s out to get me!”, but the other students have noticed it too, and seeing as how they all got the travel grant, and didn’t have any applications lost, and don’t seem to be getting unfair treatment, i feel like something really is wrong with this picture. this masters is costing me $70,000+… i had opportunities to go to different schools that offered me scholarships and i regret this so much, i want to cry. i’m on the verge of breaking down, and don’t know what to do. has anyone been in a situation like this? since when did grad school become so personal? you would think for tuition like this, the professors would do everything in their ability to help their students 🙁

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