Affiliate Marketing Secrets

I’m really into writing atm. I really want a good plot/storyline that i can make into a book? Thanks for any suggestions. I would probably like a fantasy 🙂

In the US, how can a find which ATM’s have the cheapest withdrawal fees, without finding out the hard way by using them? I was hoping for a list, whether it be ATM’s by banks, credit unions, or in gas stations, so I can know which charge the least amount to access my money, if Im using a non-affiliated ATM card.

My bank charges me for the stupidest things. For example, if I use an ATM not affiliated with my bank, they charge me two dollars, even if I’m just checking my balance. This is in addition to the $3.50 the ATM usually charges. Last month, my paycheck bounced, and my bank charged /me/, as if that’s my fault.
Are there any banks that don’t charge for things like this?

$5 ATM fees may be coming
Some of the nation’s biggest banks are imposing a variety of new fees on people who withdraw money from automated-teller machines.
The move is the latest example of the burgeoning new fees that banks are imposing on customers accustomed to years of free services. Banks are scrambling to replace billions of dollars in revenue expected to be lost from new federal regulations on overdraft charges and debit cards.
J.P. Morgan Chase & Co., TD Bank Financial Group, and PNC Financial Services Group already are changing their ATM policies to collect more fees.
“The reality is that bank revenue is being squeezed by regulatory changes and the banks are going to be accounting for that in other areas,” said Greg McBride, senior financial analyst at Bankrate.com.
Banks usually don’t charge customers who take money out of their own ATMs. That isn’t the case when people go outside the network operated by their own bank to get cash.
As a result, a fee on a single ATM transaction can reach the double digits, said Mike Moebs of Moebs $ervices Inc., a Lake Bluff., Ill.-based company that tracks such data. Mr. Moebs himself said he has been hit with fees as high as $20 for using an ATM that wasn’t affiliated with his bank.
Rising ATM fees have long been a source of contention between the banking industry and consumer advocates. ATMs generated $7.1 billion in fees last year, according to consulting firm Oliver Wyman. Of that, banks collected roughly $3 billion from charging their customers for using another institution’s ATM. The operator of that ATM often levies another fee on the same customer, called a surcharge. Those surcharges averaged $2.33 in 2010, up from 89 cents in 1998, according to Bankrate.com.
Last year, federal lawmakers proposed capping ATM fees at 50 cents. The proposal never came up for a vote.
So How Do You Feel About Getting Charged 5 Buck Each Time For Access To Your Own Money??http://chicagobreakingbusiness.com/2011/…