Affiliate Marketing Secrets

Hartford Insurance (thru AARP) is highly rated. Got a quote from them but in the “fine print” it states “In Texas the program is underwritten by Southern County Mutual Insurance Company ……..Hartford Fire Insurance Company & its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company”.
So if their underwriter goes “belly up”, Hartford has no resposibility to the insured?

There has been so much debate about all of the bias from AARP, and in fact that it is a political group as well as an insurance company affiliate that really does not represent America’s senior citizens. I’m just not sure which is or which are the recommended alternatives to AARP? Is this organization recommended? http://www.amac.us/