Affiliate Marketing Secrets

Hi guys, i really need your a good and effectivr advice about this, please if you know something that would help post it here!
Im 20 year old, have a car Peugeot 206 1.1 litre – cheap market value (£1000ish). I live in London. Since 17 years old im looking for insurance – unsuccessfully. The best quote i get is 4000ish. I have no criminal record, no accidents no claims – nothing! And im fed up with so many people driving at my age and I cant- i just dont understand why exactly mine is so bloody expensive! Ive tried every variation just to see what im missing – pass plus for example only helps to the extent of £100. Its just crazy – 3 years and i still cant drive – what the hell is wrong with this – home come everyone is showing off by how cheap insurance they have and i cant get anything? Whats the secret?
Ive tried every combination – me as the main driver/named driver/owner/just user etc. cheapest is £4,000!! Whats wrong with me? Anybody knows whats the trick, how to solve this issue?
Thanks!

About 5 years ago, when I was 15 years old, we used to live in a not-so-good neighborhood. Some guy that I went to school with used to live in that same neighborhood, he was about the same age as me. We didn’t talk a lot, just from time to time. One day, I am outside washing my parent’s truck and I see him coming down the street with a gang affiliated shirt. He sees me, so he stops to talk.
About 2 minutes after he arrives at my house, we see an unmarked police car turn the corner. I then tell him to take his shirt off or turn it inside out because the police officer was going to question him about it. He doesn’t listen and says that the officer won’t do anything. The officer drives up to us and calls him over. He talked to him for about 30 seconds, then he calls me over. The officer asks me what was up with my friends shirt. I tell the officer the same thing I told my friend, that I had told him to take it off because he was going to stop him and ask him about it. The officer then asks my age, If I was going to school, what school, then, he asks me for my name and date of birth.
Now what I am wondering and what I am a little bit worried about is, what did the officer do with my information? Did he simply do a search to see if I had a criminal record, or did he input me into the system as a gang member? If someone knows the answer, I appreciate your response, Thank you.